With billions of records exposed in breaches, your personal data has almost certainly been compromised. Here's how to check and what to do about it.

Step 1: Check Breach Databases

HaveIBeenPwned.com: Enter your email to see which breaches include your data. Free, trusted, run by security researcher Troy Hunt. Check every email address you use.

Step 2: Check Your Passwords

Use your password manager's built-in breach check (1Password Watchtower, Bitwarden Reports) to identify compromised passwords. Change any flagged passwords immediately.

Step 3: Monitor the Dark Web

Step 4: Protect Yourself

Freeze your credit at all three bureaus (free). Enable MFA on every account. Use unique passwords everywhere. Set up login alerts for financial accounts. Review credit reports annually at AnnualCreditReport.com.